Why get an appraisal from Priority One Appraising, LLC.?

Every year, thousands of people in Colorado purchase, sell or refinance their home. Most of these transactions include a simple line item for an appraisal. Even though there are an increasing number of automated home valuation systems that might appear to be more practical than an appraisal, the majority of lenders still need a local expert because the stakes are very high. But is securing a mortgage the only reason to get an appraisal? Are there other situations when the services of a certified, independent real estate professional could come in handy? You bet.


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Appeal your tax assessment in Jefferson County

It's probable you're paying too much in property taxes if you live in an area where property values have depreciated. Ad Valorem taxes are based upon a previous assessment of your real estate, so if values have declined in your area, you can appeal your assessment and save money. When building your case, an appraisal from Priority One Appraising, LLC. is your best evidence. We're equipped to assist you in disputing your tax assessment.

PMI removal to lower your mortgage payment

Private Mortgage Insurance, or PMI, is a supplemental insurance policy that nearly all lenders ask homeowners to buy when the amount being loaned to the home buyer is more than 80% of the actual value of the home. This extra payment is often bundled into the monthly mortgage payment and is soon forgotten. PMI is unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level, making this very unfavorable. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to eliminate the PMI installments when the loan-to-value ratio conditions have been met.

Priority One Appraising, LLC. can produce a statement regarding the value of your home, and the expense of the appraisal can often be recovered in little time because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Priority One Appraising, LLC.

A divorce is often complicated by the burdensome decision of who gets the house, and it can be an especially traumatic occurrence for both parties. Regardless of the circumstances, it's prudent to get an appraisal from Priority One Appraising, LLC. so both parties are fully aware of the true market value of their home.

If the parties need to sell the home, they'll have a clearer picture of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Settling an estate with peace of mind

The death of a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the utmost degree of discretion.

Most Americans do not have dedicated estate planners or executors to handle these affairs, unlike many wealthy individuals. A home or other property often makes up an uneven share of the total estate value, so understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received an honest deal.

Priority One Appraising, LLC. can assist you in relocating to or from Jefferson County

Employee relocation can be a more than just an inconvenience, and we understand. We take great care in establishing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive characteristics of their property, as well as information regarding any current sales or listings in their neighborhood that they want considered during our detailed process.

Sell your home quickly at the right price with an appraisal from Priority One Appraising, LLC.

Whether you want to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a better educated decision when determining your asking price. With much different interests than a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees aren't a percentage of the sales price, but rather they are based on our efforts to complete the appraisal.

We analyze the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long homes stay on the market. So, getting a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.